Modern Abacus
Smart Home Loan & Amortization Calculator with Variable Interest Rate
Calculate Your Loan Payments, Find Prepayment Savings, and Plan Your Financial Future. Fast, secure, and easy to use.
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EMI Calculator & Flexible Payment Options
- Calculate your loan's EMI (Equated Monthly Installment) with precision. Our tool supports flexible compounding and payment frequencies, including monthly, quarterly, and yearly, to accurately model various types of loans and financial products.
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Prepayment & Interest Savings Calculator
- See how making extra payments can save you thousands. Use our prepayment simulator to visualize interest savings and reduce your loan's payoff time. This helps you pay off your loan faster and smarter.
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Amortization Schedule with Overrides
- Access and edit a detailed amortization table. This powerful feature lets you make per-period adjustments to the interest rate or add extra payments, providing a clear view of your loan balance and helping you plan your payments effectively.
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Fixed vs. Floating Rate Loan Calculator
- Compare fixed and floating (variable) interest rates easily. Our calculator supports both, ensuring you can accurately plan and manage your finances whether your loan rate is stable or changes over time.
EMI Calculator
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